Apply for a Mortgage in Long Beach, New York  11561

Buying a house is the largest investment most people ever make. Worldwide Capital Mortgage Corp, as a broker, offers his clients a large variety of programs with the lowest rates, lowest monthly payments and no upfront fees. Buying a home is a rewarding experience. You derive a great deal of personal satisfaction from owning a home. Homeownership allows you to build up your personal net worth over time. Moreover, continued increases in housing prices in Long Beach makes homeownership a relatively attractive investment.

Long Beach is one of the older, more established communities on Long Island. Founded in 1880 when the first Long Beach Hotel was built, it continued to grow at a steady pace (the railroad arrived in 1882 promoting Long Beach as a resort community for vacationers). The major attraction in its development was the fact that Long Beach is an oceanfront island along Long Island' s south shore which has a moderating effect on its climate. Long Beach averages 10 degrees warmer in the winter and 10 degrees cooler in the summer than inland communities on Long Island and New York City. With the ocean on one side and the bay on the other, Long Beach developed as a seaside community.

By the beach on the oceanfront there is a 2 ¼ mile long boardwalk (built in 1914 with the help of some elephants), where, both in winter and summer, one can find strollers, joggers and bicycle riders. A section of the boardwalk is set aside as a bicycle lane and the recent interest in physical fitness has resulted in an increased use of the lighted boardwalk both during the day and at night. The adjacent beach is a 3.5 mile stretch of pure white sand open to the public year round with daily and seasonal rates during the summer. 

The City of Long Beach currently has a population of about 33,000 persons and about 13,000 households spread across two square miles of land surrounded by water. Over 4,000 children attend Long Beach schools. Its two major downtown shopping areas along Park Avenue and along West Beech Street are a hub of activity supported by the strong Long Beach Chamber of Commerce, in existence for over six decades.

The bay side of the community is lined with homes and private docks. Waterfront homes can also be found in an area called the Canals.  Man-made extensions were created when canals were dug connecting areas of Long Beach to the bay. In fact, no home is more than a few hundred yards from the water as Long Beach is only ½ mile wide at its widest point.

 In terms of housing, Long Beach offers one of the widest ranges of living styles on Long Island. New condominiums, which include all kinds of self-contained recreational facilities, are springing up along a portion of the oceanfront. New homes embodying the latest architectural designs can be seen along with the older gracious dwellings which were built in 1930. Older smaller homes are also to be found throughout the island, which once were seasonal summer homes, but now serve as year round residences.   Much of Long Beach is going through revitalization and redevelopment. Part of the down town commercial shopping area along West Park Avenue recently underwent a beautiful facelift, including restoration of the historic train station and the addition of several new shops. Long Beach is also going through somewhat of a housing boom as older buildings are being replaced or recycled into new modern residences both along the shore and throughout the inland parts of the City.

 For more information about Home Purchases in Long Beach, you can visit our web site at www.worldwidecapitalmortgage.com or call toll free  1-866-EZ-FUNDZ (393-8639) where you can find different programs with low rates, low closing cost, and no upfront fees serving the needs for all the customers.