Legal

WWCM IS NOT EMPOWERED TO MAKE MORTGAGE LOANS. ALL LOANS ARE ARRANGED BY THIRD PARTY PROVIDERS.

GENERAL DISCLAIMER:
NEITHER WORLDWIDE CAPITAL MORTGAGE (WWCM), ITS EMPLOYEES, AGENTS, SUCCESSORS, AND/OR ASSIGNS, MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION CONTAINED AT THIS WEBSITE OR REPRESENT THAT USE OF THIS INFORMATION WOULD NOT INFRINGE OTHER THIRD PARTY RIGHTS. FURTHER, WWCM SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, OR INCONSEQUENTIAL DAMAGES TO THE USER, OR THIRD PARTY ARISING FROM USE OF THIS WEBSITE.

Hold Harmless:
In providing this information, WWCM does not assume any liability as a result of the use or misuse of this information. By your use of this information, you recognize and agree to hold WWCM harmless from any liability as a result of your use or misuse of this information, materials, products or services listed at this website.

Copyright, Trademark or Service Mark Infringement:
WWCM is the owner and/or authorized user of any trademark, registered mark and/or service mark appearing at this website, and is the copyright owner of the site, including but not limited to any screens appearing at the site. While you are free to download and save a copy of any of the screens for your own personal and noncommercial use, you may not reproduce any of these copyrighted screens, trademarks or service marks on your own computer for distribution to any other person. WWCM maintains a copyright of each of the screens and a license to use any trademarks on its web site.

Change of Information at Website:
WWCM reserves the right to change any information at this website, including but not limited to revising and or deleting loan products or loan-related information without prior notice.

Website Information is Not a Loan Offering:
The user is further advised that unless otherwise stated to the user, nothing contained in this website is an offer, promise, or otherwise, either to make a specific loan or that WWCM will make any kind of loan for any purpose on any specific terms. All loan-related decisions are made by WWCM in the course of its normal business and any applicable loan offerings are made to qualified applicants in separate loan documents which are required by applicable federal and state law of the United States of America.

Geographic Restriction:
WWCM is NOT EMPOWERED to make any loans inside or outside of the United States of America and by this web site does not attempt to do so. WWCM is currently doing business in New York, MASS, CONN & FL.

Confidentiality of Electronic Transmissions:
The user is cautioned that transactions over the Internet may not be confidential and may be subject to unauthorized interception by third parties. Accordingly before any information is provided to WWCM, the user should understand that WWCM assumes no liability or responsibility should the user's confidential information be intercepted and subsequently used by an unintended recipient. As an alternative the user may call a WWCM representative at 1-866-EZFUNDZ® for assistance or further information. Please review our privacy policy for details on how WWCM protects your information to the best of our ability.

Fair Credit Reporting Act (FCRA) Compliance:
By clicking on send on the application, you are authorizing Worldwide Capital Mortage Inc., under the Fair Credit Reporting Act to obtain information on your personal credit profile or other information. You authorize Worldwide Capital Mortage Inc. to obtain such information solely to obtain a mortgage.

Linking to Other Websites:
Clicking on certain links within this website might take you to other non-related websites for which WWCM assumes no responsibility of any kind for the content or otherwise. Access to any other websites linked to WWCM site is at the user's risk.

Home Mortgage Disclosure Act Notice:
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications: race, gender and income of applicants and borrowers, and information about loan approvals and denials. Inquire at this website regarding the locations where HMDA data may be inspected.

Privacy

Worlwide Capital Mortgage is committed to your right to privacy. We do not share your personal data with anyone, unless you request us to do so. Once your application is in process you can be guaranteed that all client information will be protected so that you are the only person to view your data, along with only those individuals requiring the information to approve your loan.In addition, to further ensure the privacy of your personal information, we provide secure online transmissions when using our online application.

Security

How Does Browser Security Work?
Most Internet browsers support the encrypted transmission of on-line documents and the data you enter on a web page. This means that instead of sending readable text, both your browser and the web site's secure server encode all text using a security key. That way, personal data sent to your browser or data you send back would be extremely difficult to decode in the unlikely event it was intercepted by an unauthorized party. The key used for encoding is a random number that is unique to your session at the secure web site. >

How Do I Know If Security is Operating?
Your internet session is encrypted if your security-enabled browser connected to a web site using the Secure Hypertext Transport Protocol. The URL beginning with "HTTPS://" instead of the usual "HTTP://" Your browser may also tell you if security is operating. For example, Netscape Navigator and Microsoft's Internet Explorer may display the "key"or the "closed lock" icon in the lower left corner of your screen when in secure mode. If secure transmission is not in effect, you may see a "broken key" icon, or an open lock.